1. Cover applies to anyone
  2. Protect the business from key personnel loss
  3. Competitive price

Business & Key Person Protection

Safeguard your business against the death, terminal or critical illness of a key person by insuring the people and leaders who add most value to your business.

Taking out Key Person protection means, should the worst happen, your business has the time it needs to recover financially and operationally from the unexpected loss of contributions from a key team member.

You can insure key persons to an appropriate monetary value based on their salary, the profit they bring into the business, or any other important and relevant company metric. The key person does not need to be a shareholder in the business e.g. – they can be a top-performing sales rep, a research and development team leader, a non-executive director, or anyone whose permanent absence would cause your business significant short /medium term harm.