Key Facts

  1. Free second opinion
  2. Free personal nurse
  3. Tax-free lump sum

Group Critical Illness

Being diagnosed with a serious illness is distressing. In addition to worrying about recovery, many employees will have a financial burden associated with the illness.

Group Critical Illness cover can provide the financial and emotional support needed by paying a tax-free lump sum directly to an employee should they suffer any of a list of defined medical conditions or surgical procedures, classified as critical illnesses and survive for a specified number of days.

Employees will benefit from access to free services such as a Second Medical Opinion and a Personal Nurse Service.

Conditions automatically covered include illnesses such as cancer, heart attack and stroke; however there is an option to extend the number of conditions to be covered. Additionally, employees’ children are automatically included up to a certain age.